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You can join a separate Medicare drug plan with certain types of plans that: In most types of Medicare Advantage Plans, you can’t join a separate Medicare drug plan. Medicare drug coverage is included in most plans. You can join a separate Medicare drug plan (Part D) to get Medicare drug coverage. Are prescriptions covered? Original Medicare Some plans offer non-emergency coverage out of network, but typically at a higher cost. In many cases, you’ll need to only use doctors and other providers who are in the plan’s network (for non-emergency care). You can go to any doctor or hospital that takes Medicare, anywhere in the U.S. Compare your Medicare options Can I get my health care from any doctor, other health care provider, or hospital? Original Medicare

Learn more about how Medicare Advantage Plans work.

Plans may offer some extra benefits that Original Medicare doesn’t cover-like vision, hearing, and dental services.

Plans may have lower out-of-pocket costs than Original Medicare.

In most cases, you’ll need to use doctors who are in the plan’s network.

These “bundled” plans include Part A, Part B, and usually Part D.

Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage.

Medicare Advantage (also known as Part C) Learn more about how Original Medicare works.

This could mean you’ll have a lifetime premium penalty for your Medicare drug coverage. If you don't get Medicare drug coverage or Medigap when you're first eligible, you may have to pay more to get this coverage later.

To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.

You can use any doctor or hospital that takes Medicare, anywhere in the U.S.

You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).

Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

Use this information to help you compare your coverage options and decide what coverage is right for you. Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap). (Part A and Part B) or a Medicare Advantage Plan (Part C) There are 2 main ways to get Medicare: Original Medicare

TIME DOCTOR ALTERNATIVES HOW TO

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